Debt Goes On and On, Like The Energizer Bunny!

Good day… And a Tom Terrific Tuesday to you! That felt good just typing that phrase to begin our day here. I’m still as excited as a kid at Christmas that I get to keep writing the Pfennig, thanks to my good friends, Mary Anne and Pamela Aden. I also want to thank my long-time good friend, and former boss, Frank Trotter, for all his help in getting the Pfennig moved and all the technical expertise he added, for I’m not the sharpest tool in the shed when it comes to “tech stuff”…  The late, great, Dan Fogelberg greets me this morning with his song: The Last Nail… I used to play that song on my guitar, one of my fave songs to play too!

Well, we start the day today with not much movement in the currencies, metals, bonds, and commodities… But that doesn’t mean we won’t see some action in these assets as the day goes on, because…

it’s going to be a busy week with data from overseas, Central Bank meetings, and meeting minutes being printed. So, let’s get right down the business today… First off the Central Bank meetings… the Norges Bank is first up.. and while the markets all expect the Norges Bank (Norway’s Central Bank) to remain on hold… I’m getting the feeling that they are ready to wet their interest rate powder, with inflation running above 2%, and the economy getting weaned off of the fact that they were so dependent on Oil. But… I really don’t believe that the Norges Bank will wet their powder until the European Central Bank (ECB) begins to unwind their accommodative monetary stance. But to hear the Norges Bank talk about how things are looking better, would go a long way to correcting this recent bout of weakness in the krone.

Next up will be the Reserve Bank of New Zealand (RBNZ)… The RBNZ too is ready to wet their interest rate powder, but… with Australia struggling with their mining, because of weak prices of raw materials, I do believe the RBNZ is on hold until, things turn around in commodity prices. The RBNZ has been ready for a couple of months now, and unfortunately, it will take them a few months more, but like I said a couple of months ago… This is a rare opportunity for individual investors to get the opportunity to buy a currency, in this case kiwi, before the Central Bank raises rates, but knowing that an interest rate hike is coming… But just like a lot of things the rate hike in New Zealand is evident, but not imminent at this time.

And finally, the Reserve Bank of Australia (RBA) will print their last meeting’s Minutes… I don’t expect much here, other than the things I told you were said at the press conference after the last RBA meeting. That the RBA is optimistic, but still sees dangers out there in the world, that could bring the whole recovery down.

As far as data around the world is concerned there are only two that really mean anything (to me that is), and that is Canadian inflation, and the Eurozone’s flash PMI (manufacturing index)… In yesterday’s return to the saddle for me and the Pfennig, I talked about the Canadian dollar/ loonie, and said that the loonies recent strength had the markets scratching their collective heads, as to why this was, given the price of Oil had remained quite weak.. But after the Canadian inflation report prints this week, and shows that inflation has dropped, that might not be the thing that would keep the loonie running hot..

The Eurozone’s Flash PMI’s should show another improvement in manufacturing for the Eurozone… These are the flash reports, not the final ones, but I don’t really believe that there’s ever that much change between the flash and real reports that come later in the month. So, maybe the euro can get some love from the flash report when it prints on Thursday.

Here in the U.S. the Data Cupboard isn’t filled with real economic data this week, but we will see the color of the Current Account Deficit for the 1st QTR today, and it should print about $112 Billion… More debt, I just shake my head in disbelief that we, as a country, continue to allow this deficit spending to go on and on like the Energizer Bunny! But, it’s what the Joneses are doing! China, the U.K., Eurozone, and shoot even Canada have gone this route, and I still can’t believe that it won’t all end up in tears…

But, that’s a discussion for another day, or maybe the Butler Patio, I don’t want to take up all my space today with another beat down on debt… You, dear long-time reader, know all too well that I’ve been banging the drum on our rising debt for many years now, and well, I guess sometimes I’ve sounded like the boy who cried wolf, but one day, that wolf will come knocking on our door…

Well, Gold got smacked by almost $10 ($9.80) yesterday… We have geopolitical tensions rising in the Middle East again, this time between the U.S. and Russia, and then throw in Iran and the tensions get thick, but that hasn’t helped Gold to recover any at this point. But then the paper Gold traders who short the heck out of the metal, don’t really care about geopolitical tensions…  I think it best to switch gears here and let you listen in to Ed Steer’s thoughts on the Gold price from his letter this morning that can be found at:… Here’s Ed..

“I would suspect that the reason there wasn’t more volume in gold is because that particular moving average is still intact, but I doubt that ‘da boyz’ will stop at this juncture. I would also suspect that there’s not much more to go in silver, but there must be something, or the price would not have declined yesterday. It’s the very act of the Managed Money traders selling long positions — and going short as well, that causes prices to fall. So until these traders are drained dry, the engineered price decline in silver will continue, using the engineered price decline in gold as a hammer to continue pounding on the silver price. This is what Ted Butler has been going on about for decades now — and that few other so-called precious metal ‘analysts’ just won’t touch.” – Ed Steer

I know, I know, I told you some time ago that I wasn’t going to go down that price manipulation of Gold street anymore, but that was then, and this is now, a fresh restart for the Pfennig, and you can expect more of this going forward! Because it’s just to difficult to ignore any longer, folks..  Tomorrow, I’m going to print a communication from long ago that proves what I’ve been saying all along that the price of Gold is manipulated to keep the dollar alive and well..  So, there’s the teaser for you to come back tomorrow! (goes to show you that I won’t stop at anything to get you to come back and read again tomorrow! HA!)

The FWIW section today has the great James Grant taking on someone that basically pooh-poohed the idea of a Gold Standard…

Well, I have a project for you… sit down at your computers and fire off a letter to your congressman and ask them why on earth did they not only extend the economic sanctions on Russia but add to them last week!  I read a very interesting article yesterday about how in poker, if you don’t find out who the sucker in the game is, It’s you!  And how in poker it’s usually a good idea to side up with someone to get everyone else out of the game until it come down to just you two…

So, take that idea to the negotiations that the U.S. is attempting to have with China to get involved in the N. Korea problem…  So, the U.S. is not gaining any friends needed to get both of these things accomplished… They’ve ticked off the Russians with the added sanctions, and will most likely end up ticking off the Chinese with our demands that they get involved with N, Korea… That’s not gaining any advantage here folks… But then what the heck do we care, the gang’s all here!

So, long-time readers know how I like to personal experiences and parlay them into thoughts about the economy, right? Well, I was listening to a woman talk about her son’s experience in attempting to find a house to buy, because his rent has risen so high that if he could find the right house, he would be spending less on his house payment, insurance, etc. than he was paying on his rent…  Now that’s crazy folks!

In 2005, 2006, home ownership in this country rose to 69% from 64% previously, after the Financial Meltdown, home ownership fell back to below 64%, and people began to rent again… That’s when rents began to explode in price, and brings us to where we are now, with rents hitting a high, and now appearing to suffer from over exposure to high prices…

Now, the reason I bring all this up is that I’ve talked about how home prices have begun to drop again, and now we can add rent prices dropping… Now all this is good for the consumer, but not the investor who might own some REITS in these areas…  (Real Estate Investment Trusts) So, this is just a warning to those that do own them, yes they’ve been great investments in the past 8 years, but, maybe they’re getting a little long in the tooth, eh?

A full service letter is what I strive to bring you each day folks… Nothing held back, any longer, and full-on Chuck! The way things used to be… I sure hope you like it this way…  More on the currencies tomorrow, there just wasn’t much to talk about there given the small moves yesterday and in the overnight trading.

To recap… The Norges Bank and RBNZ meet this week, but no moves are expected. The RBA prints their latest meeting minutes. And we get some data from overseas this week, while the U.S. Data Cupboard gets restocked… Chuck is concerned that the U.S. hasn’t gained any friends in their negotiations with China, and Ed Steer gives us his thoughts on the Gold manipulation today… All that and more!

For What It’s Worth…  Well, I gave you teaser above about the great James Grant taking on someone regarding the Gold Standard, so there’s no reason to beat around the bush here… I found this on the GATA communique’ that they send me each day… And I thank Ed Steer for securing my place with the GATA folks!   if you have subscription to the WSJ you can also find it here:      So, here’s James Grant.. enjoy!

“Mr. Ledbetter’s book is a chronicle of the American people’s fascination with gold. He is mystified and bemused by it. He rolls his eyes at the gold rushes and the gold-centered orthodoxies of yesteryear. Whatever were our forbearers thinking?  (Jeffrey Ledbetter is the author of a book titled: One Nation Under Gold)

It’s no work at all to make modern money. Since the start of the 2008 financial crisis, the world’s central bankers have materialized the equivalent of $12.25 trillion. Just tap, tap, tap on a computer keypad.
“One Nation Under Gold” is a brief against the kind of money you have to dig out of the ground. And you do have to dig. The value of all the gold that’s ever been mined (and which mostly still exists in the form of baubles, coins and ingots), according to the World Gold Council, is a mere $7.4 trillion.

Gold anchored the various metallic monetary systems that existed from the 18th century to 1971. They were imperfect, all right, just as James Ledbetter bends over backward to demonstrate. The question is whether the gold standard was any more imperfect than the system in place today.
That system features monetary oversight by former university economics faculty—the Ph.D. standard, let’s call it. The ex-professors buy bonds with money they whistle into existence (“quantitative easing”), tinker with interest rates, and give speeches about their intentions to buy bonds and tinker with interest rates (“forward guidance”).

You wonder how the Ph.D. standard came to eclipse a system whose very name, “gold standard,” is a byword for excellence. Addressing a national television audience on Sunday evening, Aug. 15, 1971, President Richard Nixon announced the temporary suspension of the dollar’s convertibility into gold. No more would foreign governments enjoy the right to trade in their greenbacks for bullion at the then standard rate of $35 to the ounce. (Americans had long since relinquished that right; indeed, as Nixon spoke, they could not legally own gold.) Roughly a half-century later, the temporary suspension is beginning to look permanent.” – James Grant

Chuck again… Oh, and there’s so much more from James Grant on this book that I just don’t have the space for… But you get the point, Mr. Ledbetter thinks we’re all crazy to be so fascinated with Gold, and the great James Grant puts him in his place!

There is one good thing that came from the book though, and that is this story about “operation Goldfinger” it’s a very interesting story about what was going on while Gold was tied to a price of $35, and individuals were prohibited form owning Gold…  Maybe I’ll write an article about this because it’s very interesting indeed!

Currencies today 6/20/17… American Style: A$ .7615, kiwi .7257, C$ .7563, euro 1.1158, sterling 1.27, Swiss $.9736, … European Style: rand 13.0514, krone 8.4866, SEK 8.7315, HUF 275.97, zloty 3.7835, koruna 23.5342, RUB 58.09, yen 111.54, sing 1.3870, HKD 7.7993, INR 64.43, China 6.8102, peso 18.07, BRL 3.2895, Dollar Index 97.63, Oil $44.11, 10-year 2.18%, Silver $16.55, Platinum $92843, Palladium $866.35, and Gold $1,247.80 ( I lost my link to the SGE Gold price, and haven’t been able to find a good one to replace it, so until I do, no SGE price, sorry!)

That’s it for today… What a Beautiful Day it was here in St. Louis yesterday, not too hot, a nice southerly breeze, just fantabulous! Alex was here on Sunday after he got off work, and was telling us about his experiences in his summer school class: Gross Anatomy… His mom was shocked that he actually was cutting open humans that were dead of course! Every parent that had or has a child go through this kind of training has had to experience this shock! Chicago takes us to the finish line today with their song: Movin’ On, which really featured the great lead guitar playing of the late great Terry Kath, who we lost many years ago, and way too soon.. The great Jimmy Hendrix once told the sax player for Chicago, that Terry Kath was a better guitar player than he was! WOW! Oh well, with that, I’ll get out of your hair for today, and send you on your way to having a Tom Terrific Tuesday!


Chuck Butler



Global Food Prices Soar In August…

September 7, 2021

* jobs disappoint on Friday, but dollar rallies last night!

* Who will step up to buy our Treasuries when the Cartel drops out? 

Good Day… And a Tom Terrific Tuesday to you! How was your Labor Day Holiday weekend? Mine was full of family, food, and baseball… Saturday it rained off and on all day, but I had a large umbrella over my Big Green Egg, as I had it smoking a pork but, that took 12 hours to cook to the temp I needed it to get to… It was quite yummy to eat on Sunday! The weather here has turned to almost like fall-like weather, which I’ve always said, that the fall weather, is the best weather we get here where I live, 9 months a year. Well, my beloved Cardinals might as well begin packing their golf clubs into their cars, because they’re not going to make the playoffs, and they  have 26 games remaining in the regular season… UGH! When they pitch, they don’t hit, when they hit, they don’t pitch, It’s been like this all season long…  R.E.M. greets me this morning with their mega hit song: Losing My Religion… Which is what I was doing Sunday when the Cardinals blew a 4-run lead in the 9th inning! 

Well, the global markets were open yesterday, but with the U.S. closed, there was little volume to speak about… On Friday last week, the markets got a jolt when the Jobs Jamboree only produced a number of jobs created in August of 247,000… The so-called experts were expected 720,000 up from the early weak forecasts of 600,000…  I took the following from Ed Steer’s Saturday letter:

“The labor market recovery hit the brakes this month with a dramatic showdown in all industries,” said Daniel Zhao, senior economist at jobs site Glassdoor. “Ultimately, the Delta variant wave is a harsh reminder that the pandemic is still in the driver’s seat, and it controls our economic future.”

Chuck again… And of the 247,000 jobs that were reported for August, 142,000 of them were created out of thin air by the BLS… So, the actual numbers from the surveys only reflected 105,000 jobs created… Well, needless to say the markets received a major jolt, and awakening if you will, of the problems that still lie ahead for this economy…

So, what does that mean for the Cartel, and their wanting to begin tapering by year end? Well, one awful jobs report doesn’t make a trend, so we’ll have to see what the next couple of months bring us in the way of Jobs reports before we know for sure what the Cartel is thinking… I would say though that this report did cause them reason to pause…

And the dollar got sold on Friday, the BBDXY was 1,143.83 on Thursday morning… By the time they closed the books on Friday afternoon the BBDXY had fallen to 1,139.86… The euro was nearing 1.19, the Aussie dollar (S$) traded through 73-cents into the 74-cents handle. And all the other currencies came in line behind the Big Dog euro. Gold & Silver had big rallied on Friday, but then the price manipulators came in capped their gains… Gold gained $18 on the day, and closed the week at $1,827.60, and Silver gained 78-cents on Friday to close the week at $24.67

Those price manipulators really ticked me off on Friday… I was sitting here watching Gold tick higher and higher throughout the day, and then suddenly, the higher moves stopped, and the price began to back off… It wasn’t profit taking because the moves downward came in chunks… But I can’t do anything but call them out for their shenanigans, so I’ll just move along, and not let them bring me down it’s only castles burning, just find someone who’s turning, and you will come around (Neil Young)

In yesterday’s low volumes Gold gave back $4.60 and Silver gave back 2-cents… Gold closed yesterday at $1,824.00 and Silver closed at $24.65… The BBDXY came back to 1,140.80 from 1,139.80 on Friday, but the upward moves the currencies made VS the dollar on Friday were not wiped out completely, just some downward movement that’s all…

In the overnight markets last night…. Well, the dollar rebounded big time in the overnight markets, last night… The BBDXY rose to 1,143 from its close yesterday of 1,140…  The euro which was knocking on the door to 1.19 on Friday, has given back a chunk of its gains, and don’t look now but Gold & Silver really is starting the day in the red… Gold is down $12.50 this morning and Silver is down 39-cents…  What on earth did the foreign markets see that would cause them to buy dollars?  I’ll try to find out more for tomorrow’s Pfennig… 

So, just quick recap of the data prints last week… 99% of them were disappointing and didn’t meet expectations… Has the “high” from the free coke, I mean money worn off? Or, as I’ve been trying to press upon… The stimulus that was passed through saw most of it go to Wall Street, and very little to the common man and woman trying to pay their bills… It’s a shame, but it’s true, it’s tru, I did see a putty tat! So, how can the so-called experts think that the U.S. economy was going to keep moving in the direction it saw for most of the last 12-months, as truck loads of Gov’t spending boosted the GDP data…

Any-old-way… The Russian Central Bank isn’t falling for the Jedi Mind tricks of the Cartel, and they don’t believe that inflation is “transitory”…  In fact… Let’s listen in to what the Russian Central Bank had to say about inflation… “Russia’s central bank says a new financial crisis on the scale of the 2008 collapse could happen in less than 18 months if global inflation is not kept in check.

A surge in public and private sector debt levels during the recovery from the pandemic could cause the global economy to “deteriorate drastically and rapidly” if the US Federal Reserve has to jack up interest rates to quell inflation, the Bank of Russia warned in its annual monetary policy forecast.”

Chuck again… The price of Oil continues to push the price envelope toward $70… I know that when I filled up my gas tank last week in S.W. Missouri, the price of gas was very high!  I was like, “Man, and I WAS thinking about getting a new gas guzzler just to tick off all the naysayers, but I guess I won’t now!” I’ve driven an SUV of some kind for 20 years, and I don’t think I could or would even think about going to a small car to drive…   So, call me names, call me whatever, I love my BIG CAR! 

Even the price of Oil got pushed downward overnight, and it lost its $69 handle… 

OK… Well the 10-year Treasury’s yield bounced higher after the jobs report on Friday… On Thursday, when I left you, the 10-year’s yield was 1.29%, and last night when I looked at it the yield has risen to 1.34%… And this morning it has risen more to 1.36% I guess the bond boys didn’t like the idea of no tapering that could result from the bad employment reports…  So, if the Cartel isn’t going to be buying the bulk of the Treasury auctions, who then will be left to buy them up? And brother do we have some deficit spending coming down the pike that’s going to need to be financed!

You see, the major buyers of Treasuries in the past couple of years, had been the Cartel, China, and Japan… We already know that Russia bowed out of owning any Treasuries, and China and Japan’s appetite for Treasuries has waned… Who will be the next major player to buy up our auctioned Treasuries? I don’t see any country stepping up to the plate to take a swing… 

That means the Cartel will have to continue to buy bonds… You know I was reading a bit about the Cartel’s Balance sheet yesterday, and the writer was pointing out that in the Fed’s balance sheet has gone from $800 Billion to $8 Trillion… And the GDP of the nation is not as prosperous as it was 40-50 years ago, when the Cartel wasn’t trying to monopolize the bond market…  I wish Cartel Chairman, Jerome Powell, would read articles like this one that I read, and maybe he’d get a different idea in his hard head that he should leave the economy, stock market, and bond market alone to trade on its own merits…

I’m very tired this morning… I haven’t been sleeping well, and my breathing has hit a snag, as it is not getting better… It has improved greatly, don’t get me wrong on that, but it has failed to keep getting better… So, I had better button this up and get it out the door, before I give up the ship and go back to sleep!

The data this week will be difficult to find… The stupid CPI (consumer inflation) will print today, and quite frankly this data has been through the wringer so much that it doesn’t reflect the true inflation that we are experiencing… The Chapwood Index that I showed you all about a year ago, shows that Inflation is really about 13%… shows that inflation is really about 13.4%, which means, that our REAL interest rates on a 10-year Treasury are negative 10%!!!!! No wonder no one is lining up to buy our Treasuries!

To recap…  The jobs jamboree last Friday was very disappointing to those not realizing that the GDP growth in this country has been fueled by Gov’t Spending, and they were surprised to see the jobs number come in at just 247,000 VS the 720,000 expected… The dollar immediately got sold with the currencies rallying, and Gold rising $18 and Silver rising 78-cents after the data printed on Friday… Yesterday, the markets here were closed, and so the global trading was lacking volume, but the dollar won back some of the lost ground from Friday, for what reason I have no idea… And in the overnight markets the dollar rallied, for some unknown reason… 

For What It’s Worth….  I saw this yesterday on Twitter, and went to the source, and found this article on world food prices soaring… So much for the Cartel’s “Transitory” B.S.  This article can be found here: World Food Prices Jump In August To Near Decade High | ZeroHedge

Or, here’s your snippet: “Central banks and mainstream media continue to peddle the notion that soaring food inflation is temporary and the average Joe and Jane should not worry about it. But in a new report via the Rome-based Food and Agriculture Organization (FAO), global food prices are on the rise, once again, and back to near-decade highs.

FAO released a statement Thursday that detailed after two consecutive months of declines, world food prices in August jumped due to solid gains in sugar, vegetable oils, and cereals.

FAO’s food price index, which follows international prices of globally traded food commodities, averaged 127.4 points in August, up 3.9 points (3.1%) from July and 31.5 points (32.9%) from the same period last year.

In August, the most significant driver of food prices was FAO Sugar Price Index, which jumped 9.6% from July due to frost damage to crops in Brazil, the world’s largest sugar exporter. Readers may recall in “Frost Bites Brazilian Sugar Crop As Prices Zoom Higher,” we noted multiple weather disasters in Brazil severely damaged the sugar crop.

The second-largest jump in the basket was the FAO Vegetable Oil Price Index, which rose 6.7% last month, as international palm oil prices soared to historic highs because of below-potential production.

The FAO Cereal Price Index increased 3.4% higher in August versus July. The meat index edged up slightly in August, and the dairy index sunk.

A combination of global droughts, volatile weather, labor shortages, and supply chain disruptions persisting from COVID, among others, have contributed to the rapid rise in food prices over the last year.

Heading into fall, soaring food inflation shows no signs of abating and may worsen. This may cause socio-economic turmoil in emerging market economies, mainly because people in those countries allocate more of their daily budgets to food.”

Chuck again… I know a little long in the tooth for the snippet today, but I wanted to make sure you got the message of higher food prices coming to a grocery store near you!  Yes, Global food prices are soaring higher and higher, and our Central Bank keeps trying those Jedi Mind Tricks on consumers and the markets… At some time in the future, the Cartel will have to admit they were wrong about inflation, and when they do watch out, because with that mea culpa will most likely bring about an increase in interest rates… And according the Russian Central Bank, that’s when the rubber hits the road… 

Market prices 9/7/2021: American Style: A$ .7394,  kiwi .7118, C$ .7945, euro 1.1861, sterling 1.3775, Swiss $1.0929, European Style: rand 14.3211, krone 8.6761, SEK 8.5563,  forint 293.91,  zloty 3.8109,  koruna 21.4156, RUB 72.92, yen 110.04, sing 1.3452, HKD 7.7738, INR 73.37, China 6.4535, pesos 19.94, BRL 5.1820, BBDXY 1,143.47, Dollar Index 92.36,  Oil $68.53, 10-year 1.36%, Silver $24.37, Platinum $1,014.00, Palladium $2,484.00, Copper $4.20, and Gold… $1,811.50

That’s it for today… Well, with the Cardinals probably missing the playoffs this year (as called by me, there are 26 games left for them to figure it out) at least the Management / Front office can’t say it was a successful season, and maybe they’ll do something in the offseason to improve the team… Right now the only pitcher in the rotation that we can depend on, is 40 years old, and a couple of years ago was ready to retire! So, did you have a nice holiday weekend? I sure hope you did, for it’s the last one of the summer, and we won’t have another 3 day weekend for a while… Can you believe we’re already into the 2nd Week of September? My mom used to say, Time sure flies when you’re having fun… I don’t think the last month has been much fun for me, but… the time sure has flown by!  The Gin Blossoms take us to the finish line today with their song: Found Out About You… the Gin Blossoms are one of those 90’s bands that had a great 1st album, and not so great 2nd Album, and then faded away… OK, with that I hope you have a Tom Terrific Tuesday, and please Be Good To Yourself!

Chuck Butler




Moving on . . .

Long ago, and oh so far away, I fell in love with you, before I wrote the second Pfennig… You dear reader, you have kept me going through good times and bad, sickness and health, and all my whining. I couldn’t have done it without you… The last 10 years have been difficult for me, as you know, and I never held back any of the details.

I bet you’re wondering what this is all about and what is Chuck getting at this morning… Well, I’ve never been one to beat around the bush, so I’ll just come right out and tell you that now the TIAA/ EverBank transaction has been completed I’ll be retiring from EverBank (but wait, not the Pfennig – you aren’t rid of me yet).

It has been an eventful 17 years. Building a first-class World Markets business, traveling relentlessly, speaking, and doing all the other ancillary things that go with it. And making sure the Pfennig went out every day even when I was suffering with the effects of radiation and chemotherapy. There’s a lot to do in an entrepreneurial business and it was great to be a major player.

Chuck Says, “I Told You So!”

Good day… And a Happy Friday to one and all! I’m having a tough time focusing this morning, and my infusion confusion hangs on, and this morning, it’s making it tough for me to see clearly. I need some Johnny Nash right now… I can see clearly now the rain is gone… But, hey! I’m not going to let seeing double or blurry words on a screen stop me! It was crazy at the doctor’s office yesterday and the infusion center… What should take no more than 2 hours tops, took 4 hours… UGH! The Late Great, Dan Fogelberg greets me this morning with his song: As The Raven Flies… I used to play that song on my guitar… But wouldn’t remember the first chord now… UGH!

It’s All About The Triple-Witching Thursday, Tomorrow!

Good day… And a Wonderful Wednesday to you! The 13-run pools around the country were all broken and paid out with the 13-runs the Reds put on my beloved Cardinals last night… It got so ugly I turned it off to watch re-runs of The Big Bang Theory! I slept pretty good last night, but can’t seem to get the motor started this morning! UGH! It will eventually start and then everyone needs to watch out! HA! Pink Floyd greets me this morning with their song: The Fletcher Memorial Home… I bet there’s not a lot of people that have that one on their iPods!